The easiest way to accept stablecoin payments.
Accept payments from any customer on any chain. No banks, no chargebacks, no holding periods. Settlement in USDC and EURC, powered by Circle.
USDC&
EURC
Powered by Circle
The easiest way to accept stablecoin payments.
Accept payments from any customer on any chain. No banks, no chargebacks, no holding periods. Settlement in USDC and EURC, powered by Circle.
USDC&EURCPowered by CircleBuilt for stablecoin payments
Every feature you need to accept USDC and EURC in your online store: from checkout widget to cross-chain bridging.
Multi-chain
Accept payments from Ethereum, Polygon, Avalanche, Arbitrum, Base, Optimism, Linea, Unichain, and Sonic. One integration, 9 networks.
Stablecoins only
No volatility, no surprises. Accept USDC and EURC. Real dollars and euros on the blockchain.
Instant settlement
Same-chain payments settle instantly. Cross-chain payments arrive in under 2 minutes via Circle CCTP. No holding periods, no manual processing.
Developer friendly
Simple REST API and embeddable widget. Add a script tag and start accepting payments.
Cross-chain bridging
Users pay from any chain, you receive on your preferred network. Circle Bridge Kit handles the bridging automatically.
Enterprise security
Powered by Circle Programmable Wallets. Bank-grade security for your crypto payments.
Automated invoicing
Every withdrawal generates a professional invoice with fee breakdown. PDF attached to email and downloadable from your dashboard.
Refunds
Process refunds directly on-chain. Full or partial, with automatic gas estimation and a PDF receipt sent to the customer.
Free testnet
Try everything before going live. Get free test USDC and EURC from the Circle Faucet and test your full integration at zero cost.
Get started in minutes
Three steps to start accepting stablecoin payments.
Create your account
Sign up in 30 seconds. Get your wallet instantly, no complex setup required.
Add the widget
Copy a script tag to your website. Configure the amount or let customers choose.
Get paid
Receive USDC and EURC from any supported chain. Same-chain in seconds, cross-chain in under 2 minutes.
Two payment modes
Set a fixed price or let the customer decide. Controlled by a single attribute.
Fixed Amount
The customer pays an exact price. Just select a network and confirm.
Ideal for
3 ways to integrate
From a simple script tag to a full API: pick what fits your workflow.
Embed Widget
Add a "Pay with Crypto" button to any website. Your customers click it, a payment window opens, and they pay. That simple.
<script async src="https://checkout.fivo.finance/v1/fivo.js"></script>
<fivo-button
merchant-id="fivo_live_YOUR_ID"
amount="29.99"
currency="USDC">
</fivo-button>Copy the code above and paste it into your website's HTML, wherever you want the payment button to appear.
Replace fivo_live_YOUR_ID with your Merchant ID. You'll find it in your Dashboard > Settings.
Change the amount to the price you want to charge.
Want your customers to choose how much to pay? Just remove the amount attribute and they'll be able to enter any amount.
Ideal for
One integration, 9 networks
Your customers choose their preferred chain. You receive the funds seamlessly.
Ethereum
Polygon
Avalanche
Arbitrum
Base
Optimism
Linea
Unichain
Sonic
Built on trust, powered by Circle
Your payments are protected at every layer: from wallet infrastructure to withdrawal verification.
Circle Programmable Wallets
Institutional-grade wallet infrastructure. Fivo never holds your private keys.
2FA on every withdrawal
Three methods: email code, authenticator app (Google/Authy), or SMS.
New device alerts
Get notified when someone logs in from an unrecognized device.
Rate limiting
Aggressive limits on login, registration, withdrawals, and API endpoints.
Immutable audit trail
Every withdrawal action is permanently logged. Enterprise-grade audit trail.
On-chain verification
Every payment is verified on-chain: amount, sender, and recipient.
Powered by Circle
The trusted infrastructure behind USDC
Circle network stats
Built on regulated infrastructure
Fivo operates on Circle's fully regulated infrastructure. Every USDC and EURC is backed 1:1 and independently verified.
MSB Licensed (USA)
Circle holds a Money Services Business license with FinCEN and state-level money transmitter licenses.
MiCA Compliant (EU)
Circle is the first global stablecoin issuer to achieve full MiCA compliance in the European Union.
SOC 2 Type II Audited
Annual SOC 2 Type II audits verify security controls for data protection and operational integrity.
Monthly Reserve Attestations
Deloitte provides independent monthly attestations confirming full 1:1 reserve backing.
Non-Custodial Architecture
Fivo never holds private keys. Circle Programmable Wallets manage funds with institutional-grade security.
On-Chain Transparency
Every transaction is verifiable on-chain with a full audit trail accessible to anyone.
USDC: The most transparent stablecoin
Built on infrastructure trusted by the world's leading companies
Fivo integrates with industry-leading providers to deliver secure, fast, and reliable stablecoin payments across every chain.
All trademarks are the property of their respective owners.
Built on the same protocol trusted by
These companies use Circle's CCTP independently. Their inclusion does not imply partnership with or endorsement of Fivo.
Don't miss what's next
Get notified about new chain integrations, features, and product updates. No spam, unsubscribe anytime.
Simple, transparent pricing
0.5% on withdrawals. No hidden fees, no surprises.
Production
Everything included, pay only when you withdraw
- No setup fee, no monthly fee
- 9 mainnet networks
- USDC & EURC support
- Cross-chain bridging included
- Full API + widget + direct links
- Webhooks & notifications
- Automated invoicing with every withdrawal
- Analytics dashboard
How fees work
You pay (merchant)
0.5% fee on each withdrawal. Deducted automatically. Invoice generated with full breakdown.
Customer pays
Network gas fee (always). Bridge fee applies only for cross-chain payments.
Example: $100 product
Customer pays
$100.00 + gas + bridge fee (if cross-chain)
You receive after withdrawal
$100.00 - $0.50 fee - gas = ~$99.48
Good to know
- •Network gas is deducted from each withdrawal.
- •Refund gas is covered upfront by Fivo and deducted from your next withdrawal.
- •Billing details are required before your first withdrawal (used for invoice generation).
- •Refunds are available from your dashboard, subject to a $10,000 daily limit per merchant.
Savings Calculator
See how much you save with Fivo
Enter your monthly payment volume and compare processing costs with traditional providers.
50 transactions/month
Stripe
2.9% + $0.30/tx
Monthly cost
$305
Annual cost
$3,660
PayPal
3.49% + $0.49/tx
Monthly cost
$374
Annual cost
$4,482
Fivo
0.5% on withdrawal
Monthly cost
$50
Annual cost
$600
Stripe and PayPal fees reflect standard credit card processing rates. Fivo processes stablecoin payments (USDC/EURC), a different payment method. All rates are publicly listed. Actual costs may vary.
Invoicing
Professional invoices, zero effort
Every withdrawal generates a professional invoice with sequential numbering (FIV-2026-0001), complete fee breakdown, and tax compliance for your country. Stored securely in the cloud.
Automatic with every withdrawal
Professional PDF with full breakdown: gross amount, gas fee, Fivo fee, taxes, and net amount. Attached to your confirmation email.
22 languages
Generated in the language of your billing country. English, Spanish, French, German, Italian, Portuguese, Dutch, Nordic, and more.
Automatic tax calculation
Spain: 21% VAT. EU: reverse charge 0%. Outside EU: exempt. Calculated automatically based on your billing data.
Ready to accept stablecoin payments?
Join developers building the future of payments. Start accepting USDC and EURC in minutes.