Announcement

Fivo Joins the Circle Alliance Program: What It Means for Online Merchants

Fivo
Fivo Team
·4 min read

Fivo has officially joined the Circle Alliance Program.

For us, this is more than a milestone. It reinforces a direction we have believed in from day one: stablecoin payments need trusted infrastructure, practical merchant tools, and a clear path into real commerce.

At Fivo, we are building a stablecoin payment gateway for online merchants. Our goal is simple: help businesses accept USDC and EURC across 9 mainnet blockchains through a straightforward integration, with merchant-friendly checkout flows and fast settlement.

You can view Fivo's profile on the Circle Alliance Directory.

Why this matters to Fivo

From the beginning, we chose to build on Circle infrastructure with a long-term view in mind.

Online merchants do not need more complexity. They need payment systems that are reliable, easy to integrate, and designed for real business operations. That means reducing friction at checkout, simplifying settlement, and making stablecoin payments usable without requiring deep crypto knowledge from every merchant or customer.

Being part of the Circle Alliance Program gives us the opportunity to keep building in the right ecosystem, closer to the infrastructure, tools, and network that support the next phase of stablecoin adoption.

Why this matters to merchants

More businesses are starting to explore how digital dollars and euro-denominated stablecoins can improve global payments, reduce friction, and unlock faster settlement. But for many online merchants, the challenge is not interest. The challenge is implementation.

Most merchants are not looking for complexity. They want a simple integration, a clean checkout experience, predictable settlement, and infrastructure they can trust.

At Fivo, we are focused on making that experience practical. Merchants can start accepting USDC and EURC by adding two lines of HTML to their website. No routing decisions, no bridge configuration, no blockchain-specific complexity. The payment widget handles everything, and funds settle in seconds for same-chain payments or under 2 minutes for cross-chain.

Why Circle is important in that equation

Building payment infrastructure means making foundational choices early. For Fivo, one of those choices was to build entirely on Circle infrastructure: USDC and EURC as the supported stablecoins, Circle Programmable Wallets for merchant custody, and Circle CCTP for cross-chain settlement.

That foundation matters not only for product design, but for trust. Circle is a regulated financial institution, licensed in the US, MiCA-compliant in the EU, and SOC 2 Type II audited. When merchants use Fivo, their funds are managed by that same infrastructure.

The Circle Alliance Program brings together builders and companies working across the stablecoin ecosystem. For Fivo, being part of that network means closer access to ecosystem knowledge, technical insight, and opportunities to improve the merchant payment experience.

What Fivo offers today

  • USDC and EURC payments across 9 mainnet blockchains (Ethereum, Polygon, Avalanche, Arbitrum, Base, Optimism, Linea, Unichain, and Sonic)
  • Two-line integration: one script tag and one HTML element. No backend required.
  • Automatic cross-chain bridging via Circle CCTP. Customers pay from any chain, merchants receive on their preferred network.
  • Fast settlement: same-chain in seconds, cross-chain in under 2 minutes.
  • 0.5% fee on withdrawals. No monthly fees, no setup fees, no per-transaction fees.
  • Merchant dashboard with real-time transaction monitoring, analytics, and withdrawal management.

What comes next

Joining the Circle Alliance Program is not the finish line. It is a signal that we are building in the right direction.

Our focus remains the same: improving stablecoin checkout for merchants, making the integration experience simpler, strengthening payment flows and settlement, and continuing to build products that are useful in real online commerce.

We believe the businesses that adopt stablecoin payment infrastructure early will be in a stronger position to serve a more internet-native economy. And we believe that making stablecoin payments easier for merchants is one of the most practical ways to help that future arrive.

Fivo is proud to be part of the Circle Alliance Program. We are grateful to the Circle team for the trust, and excited to keep building alongside the broader ecosystem.

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