Cookie Policy

Last updated: March 12, 2026

1. Data Controller

This Cookie Policy is issued by:

Company: Fivo S.L. (in formation)

Status: In formation

Email: support@fivo.finance

Website: fivo.finance

2. What Are Cookies

Cookies are small text files stored on your device when you visit a website. They are used to remember your preferences and maintain your session. In accordance with Article 22.2 of Ley 34/2002 (LSSI-CE), Fivo uses essential cookies for core functionality and optional analytics cookies only with your explicit consent. We do not use advertising or tracking cookies.

3. Cookies We Use

CookiePurposeDurationType
fivo_access_tokenAuthentication: keeps you logged in15 minutesEssential
fivo_refresh_tokenSession renewal: refreshes your login7 daysEssential
fivo_pending_2faTwo-factor authentication flow5 minutesEssential
fivo_verification_pendingEmail verification flow10 minutesEssential
_gaIdentifies unique visitors12 monthsAnalytics (optional)
_ga_G-NM719F45PGTracks session data12 monthsAnalytics (optional)

Essential cookies are httpOnly (not accessible via JavaScript), Secure (sent only over HTTPS), and use SameSite=Lax to prevent cross-site request forgery. Analytics cookies are only set if you give consent via our cookie banner.

4. Analytics Cookies

We use Google Analytics 4 to understand how visitors use our site. These cookies are optional and only activated with your explicit consent via our cookie banner.

Google Analytics collects the following data anonymously:

  • Pages visited and time on site
  • Browser type and operating system
  • Country-level location (no precise geolocation)
  • Referral source

Google Analytics does not collect your IP address (IP anonymization is enabled). We do not use advertising, marketing, or social media cookies.

5. Managing Cookies

You can manage your analytics cookie preferences at any time by clicking the "Cookie Settings" link in the footer of any page. This will re-display the consent banner so you can change your choice.

Essential cookies are required for the service to function. Disabling them via your browser will prevent you from logging in and using the merchant dashboard. You can delete all cookies through your browser settings at any time, which will log you out of your session.

6. Updates

We may update this Cookie Policy if we introduce new cookies. Changes will be reflected on this page with an updated date.

7. Contact

For questions about our use of cookies, contact us at support@fivo.finance.