About Fivo
Fivo is a multi-chain stablecoin payment gateway that makes it simple for any business to accept USDC and EURC payments. No crypto expertise required.
9
Blockchains
0.5%
Fee on withdrawals
2
Stablecoins
<2min
Cross-chain settlement
The Problem
Accepting cryptocurrency payments has traditionally been complex, volatile, and fragmented. Merchants face price volatility with tokens like Bitcoin or Ethereum, customers are locked to a single blockchain, and integrating crypto payments requires deep technical knowledge. Most existing solutions are custodial, opaque about fees, or limited to one chain.
The Solution
Fivo solves this by focusing exclusively on stablecoins: currencies pegged to the US Dollar (USDC) and the Euro (EURC). No price volatility. Merchants receive exactly what the customer pays.
With a single integration (one script tag), merchants can accept payments from customers on any of 9 blockchains. If the customer pays from a different chain than the merchant's wallet, Fivo automatically bridges the funds using Circle's CCTP (Cross-Chain Transfer Protocol). No manual bridging, no wrapped tokens, no complexity.
How It Works
Add the widget
Copy a single script tag into your website. Configure the amount or let customers enter it.
Customer pays
The customer connects their wallet, selects which chain to pay from, and confirms the transaction.
Automatic bridging
If the customer pays from a different chain, CCTP bridges the USDC automatically. Same-chain payments settle in seconds, cross-chain in under 2 minutes.
Funds arrive
The merchant receives USDC or EURC directly in their wallet. No holding period, no manual processing.
Supported Blockchains
Ethereum
USDC, EURC
Polygon
USDC
Base
USDC, EURC
Arbitrum
USDC
Avalanche
USDC, EURC
Optimism
USDC
Linea
USDC
Unichain
USDC
Sonic
USDC
Powered by Circle
Fivo is built on Circle's infrastructure: the company behind USDC and EURC, two of the most trusted stablecoins in the world. We use two key Circle technologies:
Programmable Wallets
Enterprise-grade wallet management. Your funds are secured by Circle's infrastructure. Fivo never has access to your private keys.
CCTP
Cross-Chain Transfer Protocol enables native USDC bridging between blockchains. No wrapped tokens, no third-party bridges: just native USDC on every chain.
$60B+
USDC in circulation
185+
Countries
30+
Blockchains
Regulation & Compliance
Fivo is built on Circle's regulated infrastructure. Here's how your funds are protected:
MSB Licensed (USA)
Circle holds a Money Services Business license with FinCEN and state-level money transmitter licenses.
MiCA Compliant (EU)
Circle is the first global stablecoin issuer to achieve full MiCA compliance in the European Union.
SOC 2 Type II Audited
Annual SOC 2 Type II audits verify security controls for data protection and operational integrity.
Monthly Reserve Attestations
Deloitte provides independent monthly attestations confirming full 1:1 reserve backing.
Non-Custodial Architecture
Fivo never holds private keys. Circle Programmable Wallets manage funds with institutional-grade security.
On-Chain Transparency
Every transaction is verifiable on-chain with a full audit trail accessible to anyone.
About the Company
Founded in 2025 with a clear mission: make stablecoin payments as simple as traditional payment gateways.
Built on Circle's regulated infrastructure, Fivo handles multi-chain complexity so merchants can focus on their business.
- •Built on Node.js, React, and Circle APIs
- •Open source documentation and widget
- •Support via support@fivo.finance
- •Based in Europe
Your Keys, Your Funds
Fivo does not hold private keys. All wallets are managed by Circle's infrastructure. For same-chain payments, funds arrive directly in your merchant wallet. For cross-chain payments, funds are processed through a Circle-managed relay wallet and automatically transferred to your merchant wallet within seconds. You can withdraw to any external address at any time. Fivo charges a flat 0.5% fee on withdrawals. No monthly fees, no setup fees, no hidden costs.
Ready to accept stablecoin payments?
Create your merchant account and start accepting USDC and EURC in minutes.